C. R. Teh, M. A. C. Capuyan, J. D. Domo, R. B. Rapirap, A. B. B. Rubio, and J. J. Yosores, “Microfinance Institution and Its Effect on the Economic Condition of Its Members”, RJBE, vol. 3, no. 3, pp. 222–229, Nov. 2025.